:root{--mortgage-cyan:#5eead4;--mortgage-blue:#2563eb;--mortgage-blue-dark:#1748b5;--mortgage-ink:#071b2c;--mortgage-soft:#eef4ff}.mortgage-page{background:#fff}.mortgage-header{background:#071b2c;border-bottom:1px solid rgba(255,255,255,.12)}.mortgage-header .nav{color:#fff}.mortgage-header .brand{color:#fff}.mortgage-header .nav nav>a:not(.nav-cta){color:#d8e4f0}.mortgage-header .nav .nav-cta{background:#fff;color:#071b2c;border-color:#fff;box-shadow:0 10px 30px rgba(0,0,0,.25)}.mortgage-header .nav .nav-cta:hover{background:#dff7e9;color:#071b2c;transform:translateY(-1px)}.mortgage-hero{position:relative;overflow:hidden;padding:86px 0 92px;background:radial-gradient(circle at 82% 18%,rgba(37,99,235,.42),transparent 32%),linear-gradient(132deg,#071b2c 0%,#0b2742 58%,#103b5e 100%);color:#fff}.mortgage-hero:after{content:"";position:absolute;right:-180px;bottom:-300px;width:650px;height:650px;border:1px solid rgba(255,255,255,.08);border-radius:50%;box-shadow:0 0 0 78px rgba(255,255,255,.025),0 0 0 156px rgba(255,255,255,.018)}.mortgage-hero-grid{position:relative;z-index:1;display:grid;grid-template-columns:minmax(0,1.08fr) minmax(360px,.72fr);gap:72px;align-items:center}.mortgage-kicker{margin:0 0 18px;color:#8ff3e2;font-size:12px;font-weight:800;letter-spacing:.14em;text-transform:uppercase}.mortgage-kicker.dark{color:#1458e6}.mortgage-hero h1{max-width:760px;margin:0;font-size:clamp(46px,6vw,78px);line-height:.99;letter-spacing:-.06em}.mortgage-lead{max-width:690px;margin:26px 0 0;color:#d7e4ee;font-size:19px;line-height:1.65}.hero-checks{display:grid;gap:10px;margin:28px 0 0;padding:0;list-style:none;color:#f4f8fb}.hero-checks li{position:relative;padding-left:30px}.hero-checks li:before{content:"✓";position:absolute;left:0;top:1px;display:grid;place-items:center;width:20px;height:20px;border-radius:50%;background:#5eead4;color:#071b2c;font-size:12px;font-weight:900}.hero-conversion{display:flex;align-items:center;gap:18px;margin-top:32px}.mortgage-cta{display:inline-flex;align-items:center;justify-content:center;gap:30px;min-height:58px;padding:15px 24px;border:2px solid transparent;border-radius:10px;text-decoration:none;font-size:16px;font-weight:800;line-height:1.2;letter-spacing:-.01em;transition:transform .18s ease,box-shadow .18s ease,background .18s ease}.mortgage-cta span{font-size:21px}.mortgage-cta-primary{background:#5eead4;color:#071b2c;box-shadow:0 16px 36px rgba(3,16,28,.36),0 0 0 1px rgba(255,255,255,.1)}.mortgage-cta-primary:hover{background:#8ff3e2;color:#071b2c;transform:translateY(-2px);box-shadow:0 20px 44px rgba(3,16,28,.46)}.cta-destination{color:#adc1d2;font-size:13px}.hero-disclosure{max-width:720px;margin-top:24px;padding:15px 17px;border:1px solid rgba(255,255,255,.15);border-radius:10px;background:rgba(2,12,22,.28);color:#cbd9e5;font-size:12px;line-height:1.55}.hero-disclosure strong{color:#fff}.readiness-card{padding:32px;border:1px solid rgba(255,255,255,.15);border-radius:20px;background:rgba(255,255,255,.96);box-shadow:0 28px 80px rgba(0,0,0,.3);color:#071b2c}.readiness-label{color:#1458e6;font-size:11px;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.readiness-card h2{margin:10px 0 22px;font-size:31px}.readiness-card ul{display:grid;gap:0;margin:0;padding:0;list-style:none}.readiness-card li{display:flex;gap:16px;padding:17px 0;border-top:1px solid #dfe5ec}.readiness-card li>span{display:grid;place-items:center;flex:0 0 34px;height:34px;border-radius:50%;background:#eaf0ff;color:#1458e6;font-size:11px;font-weight:800}.readiness-card li div{display:grid;gap:3px}.readiness-card small{color:#607084;line-height:1.45}.trust-strip{border-bottom:1px solid #dfe5ec;background:#fff}.trust-grid{display:grid;grid-template-columns:repeat(3,1fr)}.trust-grid div{display:grid;gap:4px;padding:25px 28px;border-right:1px solid #dfe5ec}.trust-grid div:first-child{padding-left:0}.trust-grid div:last-child{border-right:0}.trust-grid strong{font-size:14px}.trust-grid span{color:#607084;font-size:13px}.mortgage-section{padding:104px 0}.split-heading{display:grid;grid-template-columns:1fr .72fr;gap:90px;align-items:end}.split-heading h2,.prepare-grid h2{margin:0;font-size:clamp(38px,5vw,62px);line-height:1.02}.split-heading>p,.prepare-grid>div>p{color:#607084;font-size:17px}.steps-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:50px}.steps-grid article{min-height:270px;padding:32px;border:1px solid #dfe5ec;border-radius:16px;background:#fff;box-shadow:0 14px 38px rgba(7,27,44,.07)}.steps-grid article>span{display:grid;place-items:center;width:40px;height:40px;border-radius:10px;background:#071b2c;color:#fff;font-weight:800}.steps-grid h3{margin:52px 0 12px;font-size:23px}.steps-grid p{color:#607084}.prepare-section{background:#f5f7fa}.prepare-grid{display:grid;grid-template-columns:1fr 1fr;gap:90px;align-items:start}.prepare-grid>div>p{margin-top:24px}.text-link{display:inline-flex;margin-top:24px;font-weight:800}.decision-list{display:grid;border-top:1px solid #ced7e0}.decision-list div{display:grid;gap:6px;padding:24px 0;border-bottom:1px solid #ced7e0}.decision-list strong{font-size:18px}.decision-list span{color:#607084}.closing-conversion{padding:90px 0;background:#fff}.closing-card{display:grid;grid-template-columns:1fr auto;gap:70px;align-items:center;padding:54px;border-radius:24px;background:linear-gradient(135deg,#1458e6,#0b3f9d);color:#fff;box-shadow:0 26px 70px rgba(20,88,230,.22)}.closing-card h2{max-width:720px;margin:0;font-size:clamp(34px,4.5vw,54px)}.closing-card p:not(.mortgage-kicker){margin-top:14px;color:#dfe9ff}.closing-action{display:grid;gap:10px;justify-items:center}.mortgage-cta-light{background:#fff;color:#071b2c;box-shadow:0 14px 34px rgba(4,24,50,.26)}.mortgage-cta-light:hover{background:#dff7e9;color:#071b2c;transform:translateY(-2px)}.closing-action small{color:#dfe9ff}.legal-boundary{padding:0 0 80px}.legal-boundary .shell{padding-top:26px;border-top:1px solid #dfe5ec;color:#607084;font-size:12px}.legal-boundary p+p{margin-top:8px}.mobile-conversion-bar{display:none}.mortgage-cta:focus-visible{outline:3px solid #fbbf24;outline-offset:4px}@media(max-width:900px){.mortgage-hero-grid,.split-heading,.prepare-grid{grid-template-columns:1fr}.mortgage-hero-grid{gap:45px}.split-heading,.prepare-grid{gap:35px}.steps-grid{grid-template-columns:1fr}.steps-grid article{min-height:0}.steps-grid h3{margin-top:26px}.closing-card{grid-template-columns:1fr}.closing-action{justify-items:start}.trust-grid{grid-template-columns:1fr}.trust-grid div,.trust-grid div:first-child{padding:18px 0;border-right:0;border-bottom:1px solid #dfe5ec}.trust-grid div:last-child{border-bottom:0}}@media(max-width:700px){body.mortgage-page{padding-bottom:84px}.mortgage-header .nav{min-height:72px;padding-top:0;padding-bottom:0}.mortgage-header .nav nav>a:not(.nav-cta){display:none}.mortgage-header .nav .nav-cta{display:none}.mortgage-hero{padding:42px 0 54px}.mortgage-hero-grid{grid-template-columns:1fr}.mortgage-hero h1{font-size:42px}.mortgage-lead{font-size:17px}.hero-conversion{display:none}.hero-conversion .mortgage-cta{width:100%}.cta-destination{margin-top:10px;text-align:center}.readiness-card{padding:24px}.mortgage-section{padding:72px 0}.steps-grid{margin-top:32px}.closing-conversion{padding:65px 0}.closing-card{padding:34px 24px}.closing-action .mortgage-cta{width:100%}.mobile-conversion-bar{position:fixed;z-index:90;right:0;bottom:0;left:0;display:block;padding:10px 14px calc(10px + env(safe-area-inset-bottom));border-top:1px solid rgba(7,27,44,.12);background:rgba(255,255,255,.96);box-shadow:0 -12px 35px rgba(7,27,44,.16);backdrop-filter:blur(14px)}.mobile-conversion-bar .mortgage-cta{width:100%;min-height:58px}}@media(prefers-reduced-motion:reduce){.mortgage-cta,.mortgage-header .nav .nav-cta{transition:none}}